Universal Credit is a payment which may be made to a person who requires help with their living costs. The payment is replacing a number of benefits, including Child Tax Credit, Housing Benefit, Income Support, income-based Jobseeker’s Allowance (JSA), income-related Employment and Support Allowance (ESA) and Working Tax Credit. It is being introduced in stages across the UK, with the Department for Work and Pensions advising that they will be in touch ahead of any changes being made to a person’s current benefits or tax credits. In the UK and Wales, Universal Credit is paid each month to those who are eligible.

Those living in this area will get the payment on a monthly basis.

After the first payment, Universal Credit will be paid on the same date of every month.

If this falls on a weekend of bank holiday, the DWP has said that this payment will be made on the working day prior to this.

Some claimants who live in Scotland may see their Universal Credit payments paid in two instalments per month.

In this instance, if a person makes a new claim, they will get a notification about how often they want to be paid, after they get their first payment - which will be a first full month.

Alternatively, a person who already gets Universal Credit in this country, who has not had a notification, may ask their work coach to be paid twice per month.

Guidance on Universal Credit in Northern Ireland can be found at nidirect.gov.uk.

“Universal Credit is normally paid twice a month to a household and you will need to budget for this,” it states.

However, it may be possible for a person to request a monthly payment - should they wish.

It usually takes around five weeks for successful applicants to get their first Universal Credit payment.

This includes a one-month assessment period, as well as up to seven days for the money to be paid into the claimant’s account.

It may be possible to apply for an advance payment upon an individual’s first claim, should they require it.

However, this loan must be paid back - from the first payment.

The claimant can choose how many months they repay the interest-free advance over - however it must be repaid within 12 months.

How much is Universal Credit?

The standard allowance depends on age and whether it is claimed as a single person or as a couple.

Source: Express

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